More women privately pay for in-home care than men, according to a new report from the American Association for Long-Term Care Insurance.

While the vast majority of long-term care recipients are over 70 when they begin claiming benefits, 40 percent of 64-year-old women received care for five days, and 20 percent received care for a full week. Two-thirds of women pay for in-home care three days a week, compared with just under half of men.

While most women who receive in-home care pay for seven hours or less, nearly one-quarter receive only one hour of daily care.

“The average cost today is about $20 an hour,” Jesse Slome, executive director of the Association, says. “Someone needing care three days a week for six hours a day is looking at a cost of between $20,000 and $25,000 annually which is why increasingly individuals purchase long-term care insurance with a home care benefit.”