Americans are more focused on proper retirement planning, possibly because of the recession’s impact on their parents, according to a new survey.

The monthly Financial Security Index survey by Country Financial, Bloomington, Ill., found that 51% of those familiar with their parents’ finances say they are thinking more deeply about their own retirement planning after seeing how the recession affected their parents.

Of those surveyed, 71% believe they will experience a similar recession by the time they reach their parents’ current age.

Country Financial found 31% think their financial situation in retirement would be the same as their parents, while 29% think it would be worse. Among those aged 40 to 49, 67% think their financial situation would be the same or worse than their parents.

Overall, 41% thought it is likely they would have to help their retired parents financially. For the so called Sandwich Generation, 40% who have children at home think they will have to provide financial help to their parents.

Women (56%) are more likely than men (44%) to say they’re thinking more seriously about their finances after watching their parents endure the recession. And 35% of women say their finances will be worse than that of their parents, compared to 28% of men, Country Financial found.

Its September survey was based on a national telephone poll of more than 1,000 Americans with living parents by Rasmussen Reports L.L.C., Asbury Park, N.J.