The economic slump is causing many Americans to feel unsure about their retirement security and their ability to pay for long term care.

Researchers at the Life and Health Insurance Foundation for Education, Arlington, Va., say 64% of Americans age 45 and older think the downturn has hurt their ability to pay for long term care services should they become unable to take care of themselves for an extended period of time.

Released to coincide with Long Term Care Awareness Month in November, the survey found that 61% are concerned that they will be responsible in the future for providing either financial assistance or personal care to a loved one who needs long-term care services.

In addition, 58% think it is likely they will need LTC services at some point in their lives.

LIFE advises Americans to meet with a qualified insurance professional who can walk through their options and help them find a LTC plan that meets their specific needs and budget.

The survey was conducted by KRC Research via telephone Oct. 30 to Nov. 2 among over 1,000 Americans ages 18 and older.