LTCI coverage made simple

Mutual of Omaha is out to make purchasing long term care insurance coverage easier for consumers. The company introduced Mutual Care, a new addition to its LTCI portfolio. Mutual of Omaha took the most popular facets of basic LTCI coverage and put them into Mutual Care:

• Choice of three- or five-year benefit period
• Coverage of $100 per day for eligible LTC services for home health care, assisted living or nursing home care
• 20-year compound inflation protection

Customers can choose from a limited number of options:

• A different daily amount, up to $300
• Lifetime compound inflation protection or no inflation protection
• Shared benefit feature for spouses

Discounts and preferred rates are available, too. Based on the following criteria, consumers can pay less for a policy:

• Good health
• Members of qualifying associations
• Workplace purchases
• If a spouse or other adult living in the household purchases a policy
• People who are married
• People who own Mutual of Omaha Medicare supplement policies

For more information, visit www.mutualofomaha.com.