?Guaranteed lifetime payments- if lifetime annuitization is elected

?Access to assets- unscheduled withdrawals may be permitted

?Beneficiary protection- death benefit protection may be available

?Reduce tax liability- if assets are non-qualified each payment will be a return of principal and earnings

?Stability with growth- choice between fixed and variable payments or a combination of both

Why Consider an Immediate Annuity

?Guaranteed payments for life or a specified period of time

?Make minimum required distributions from traditional retirement plans such as IRAs.

?Leave a legacy by utilizing wealth transfer strategies.

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Benefits may vary depending on product and options selected.