Hancock LTC Policy Qualifies For California Program

Features to help insureds to receive their care at home include a separate benefit pool that can be used to cover home modifications, durable medical equipment, caregiver training and home safety checks. The product also offers monthly home care coverage, to help clients manage long-term care expenses incurred at home that can fluctuate greatly from day to day. The benefit replaces the cap on daily expenses with a more convenient monthly cap.

The Gold Coast Advantage Partnership LTC policy also offers the state-guaranteed asset protection feature, which provides all the benefits of the core policy in addition to protecting insureds from having to shed assets to meet state-required levels to qualify for California’s Medi-Cal program.