Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
The Election Is On!
By Joseph MontminyVariable annuity sales reached a new record in 2007 and the ongoing appeal of guaranteed living benefits (GLBs) played a key role in their success.
November 19, 2007
Evaluating adult day care centersVisit each center twice - once at an appointed time and once unannounced. And bring your loved one with you at least once. Talk with older adults who are at the center, and their family members, if possible, and pay close attention to thei
November 08, 2007
Principal Creates ESOP ToolAn insurer has developed a Web-based system aimed at companies with employee stock ownership plans.Principal Financial Group Inc., Des Moines, Iowa, says its new My ...
October 03, 2007
Lincoln Moves To Finance UL ReservesAn insurer is trying to use Wall Street money to release about $300 million now locked in statutory capital.Lincoln National Corp., Philadelphia, says it has ...
September 01, 2007
Virtual Meeting OptionsGoTo Meeting Cost: Starting at $49 a month. Mac/PC?: Can join from Mac, but not host meetings. Hosted?Server based?: Both. Bells and Whistles: Record meetings and archive on desktop,...
June 25, 2007
I'll Tell You What Heartless Really IsI recently received an email from a financial planner who "felt he had to respond" to my writing about what it means to be a...
February 01, 2007
A brighter future for Roth 401(k) arrangementsA qualified Roth 401(k) contribution program is an arrangement authorized by IRC Section 402A that allows a 401(k) participant to elect to have all, or a portion, of his annual elective plan deferrals treated as Roth contributions. Under the
February 01, 2007
Meeting the MinimumsMr. Saarf, my seventh-grade geography teacher, once pulled me into the hallway to give me what I'm sure he thought was a motivational speech. He...