Fixed Annuities
Fixed annuity news and analysis, with coverage of book value annuities, multi-year guaranteed annuity (MYGA) contracts, immediate annuities, deferred income annuities (including QLACs), and fixed indexed annuities.
Investment Advice: A Dilemma For Unregistered Agents
By Jeremy AlexanderThe opportunity to become a registered investment advisor (RIA) has been heavily promoted to insurance agents in recent months.But for unregistered insurance agents who sell ...
November 06, 2007
Bank Annuity Sales Edge LowerBanks' annuity sales fell to $20.5 billion in the first half, down from $21.1 billion in the first half of 2006.The drop was due mainly ...
November 01, 2007
Wowing your client with some fabulous featuresNow that we're through "Trust" and "Need," it is time to talk about creating "Help." Right now we are at the lowest sale resistance that we can possibly be at. At this point, you can begin directly addressing your potential clients' wants, needs,
October 31, 2007
Wowing your client with some fabulous featuresNow that we're through "Trust" and "Need," it is time to talk about creating "Help." Right now we are at the lowest sale resistance that we can possibly be at. At this point, you can begin directly addressing your potential clients' wants, needs,
October 07, 2007
Should Fixed Index Annuities With MVAs Be Sold By Prospectus?Should fixed index annuities with market value adjustment (MVA) features be sold by prospectus? In other words, should they be treated as registered products?For instance, ...
October 07, 2007
Should Fixed Index Annuities With MVAs Be Sold By Prospectus?Should fixed index annuities with market value adjustment (MVA) features be sold by prospectus? In other words, should they be treated as registered products?For instance, ...
October 01, 2007
Fixed with a moving partGiven the prevailing interest rate environment, it's not surprising that sales of all types of fixed annuities fell 5 percent in 2006, according to figures from LIMRA International. What some might find surprising is that while sales of book-value
October 01, 2007
Fixing your sights on the futureFor a product that once was about as plain vanilla as a financial instrument could get, the fixed annuity is proving to be surprisingly controversial. Utility isn't the issue; advisors continue to tout fixed deferred annuities, both the traditional