The Social Security Fairness Act Is Law. Here's What Advisors Should Do Now.

What You Need To Know

• Welcome to Connecting the Dots, the column where Marcia Mantell discusses real-life decisions around Social Security claiming and retirement.
• Public jobs often include a pension in lieu of Social Security, but many workers have had both private and public jobs.
• Especially affected are widows or widowers whose Social Security survivor benefits were reduced or eliminated due to their public pension.
• Advisors should manage client expectations that this will be a many-months-in-development process.