When Delayed Social Security Claiming Doesn't Go as Planned

Analysis March 19, 2024 at 11:12 AM
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What You Need To Know

  • A reader asks: What happens when a couple plans to delay one benefit until age 70 and one spouse dies early?
  • If the spouse delaying their benefit dies before 70, the survivor can receive the amount they were eligible for at death.
  • If the other spouse dies early, the survivor can keep collecting the deceased spouse's benefit and let their own continue to grow.
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