(Related: The COVID Shot: A Medicare Customer Question)
Some Medicare questions are connected to financial and health concerns brought on by the pandemic.
If your client is over the age of 65 and using employer-sponsored health coverage, here are a few questions your client might want answered before making the switch to Medicare.
Should I be thinking about Medicare right now?
During the pandemic, Medicare beneficiaries have the added benefit of temporary telehealth coverage, meaning now is a good time for all those eligible to make the switch. COVID-19 tests and antibody/serology tests are also covered by Medicare Part B, with no out-of-pocket costs, and any future coronavirus vaccine will also be covered.
What Your Peers Are Reading
Most individuals who switch to Medicare do so to take advantage of the savings, with Medicare premiums starting at $144 and deductibles at $198. Medicare coverage options also give beneficiaries access to 93% of primary care doctors nationwide.
For those on employer plans, the benefits of switching to Medicare are clear. The majority of employers (81%) offer only one plan and 71% of workers under employer plans are charged a copay for visits to primary care centers. By comparison, out-of-pocket costs can be heavily reduced or cost-free for those with Medicare coverage.