Dr. Ben Carson is calling for the United States to replace the current health savings account (HSA) program with a bigger, broader health empowerment account (HEA) program.
Carson, a Republican presidential candidate and retired neurosurgeon, included the HEA proposal in a health care reform plan he posted on his campaign website.
Carson says in the paper that he believes PPACA, which he calls “ObamaCare,” is a looming disaster.
“A lifetime in medicine taught me that the best health care decisions are made between patient and doctor,” Carson says in the paper. “As decision-making moves further away from patients and providers, the medical outcomes become less effective.”
PPACA increases costs and hurts the quality of care by restricting patients’ health care options, and their access to primary care doctors and specialists, Carson says.
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Carson says he would start reforming the U.S. health care finance system by replacing the Patient Protection and Affordable Care Act (PPACA) with the HEA program, which would be similar to the current health savings account (HSA) program.
The HEA program would open an account for every citizen. Once the program was up and running, it would set up an account for every baby, as soon as the parents or guardians obtained a Social Security number for the baby.
Each HEA would belong to an individual for life. The individual could take the HEA along when the individual changed employers or moved across lines.