If you are like me, you might have gone home for an Easter and Passover family gathering this past weekend and discovered something shocking: Everybody got older.
The baby cousins are now old enough to have babies.
The babies are old enough to play with their parents’ phones, or their own phones.
The aunts, uncles, in-laws and parents who joked about “being 29 for the kajillionth time” may now have been reporting their age that way for 40, 50 or even 60 years.
And many of the sorts of independent, salt-of-the-earth sorts of business owners who have bought long-term care insurance (LTCI) and other retirement-related products and services over the years are still working. Many of them are the pillars holding up mysterious, complicated, family-owned small business, or midsize businesses, that continue to generate a steady income and employ a fair number of people.