Q. What can I do to help my clients prepare for the nurse’s visit for the paramed exam and cognitive assessment? What specific advice can I provide?
A. I’m finding that some of my clients — particularly those who are older – are very nervous about this face-to-face meeting. I include a page of suggestions in the package sent to clients, along with a copy of the application and other important information.
To update my suggestions and to better understand what the carriers are looking for with the urine and blood tests, I turned to Ray Dinstel, senior vice president and chief underwriter at Genworth.
He explained that, typically, the examiner (not all are nurses) who conducts the interview works for an outside company contracted by the insurance carrier. The interview takes about 45 minutes. Family members are not allowed in the room.
Here are four other things to know about the exam process.