Annuities: A love story

We should question whether rising inflation of nursing care costs warrants a traditional long term care policy or a hybrid policy. We should be incredibly analytical and discerning about the product choices we make on behalf of the families we serve. In the midst of doing those things, we must remain mindful of the secure outcomes our clients deserve from the plans we create with and for them.

Because I specialize in retirement income planning, I have the distinct honor of earning the trust of thoughtful aging men who want from me, more than anything else, the peace that comes from knowing that I will stand by the plan we create and care for his wife, should he pass before she does. He’s looking for you to do for her financially, what he would have lovingly done for her, should he have lived forever by her side.

Income annuities, and the unique benefits they provide can be a very powerful planning tool in the right hands and in the right planning context.

Risk-based assets also play a powerful role in proper planning. For some reason, annuities too-often suffer from an identity complex, often under attack by ill-informed pundits. That is, until their benefits are fully felt by a grieving widow who doesn’t care to discuss asset allocation and Sharpe Ratios.

She simply needs income without fail, a box of tissues, and time. An income annuity cannot heal a broken heart, but it certainly can heal a worried mind. Our clients deserve no less.