Big group health plans may be more generous than smaller plans in some ways but tougher in others.
Karen Davis, a researcher at the federal Agency for Healthcare Research and Quality, has published data hinting at that conclusion in a summary of results from the 2012 Medical Expenditure Survey (MEPS).
Davis used the data to look at “cost sharing arrangements” — deductibles, co-pays and coinsurance levels — at group health plans.
Observers say employers have been trying to give plan members “more skin in the game” to get them to be better health care shoppers.
Davis found that the national average deductible for a private-sector employee with single coverage and a deductible was $1,167.