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Life Health > Health Insurance > Health Insurance

New York leads in exchange plan activity

By Allison Bell

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The new public exchanges may have disappointed the enrollment forecasters, but they seem to indicate some consumer interest in a new way to buy health insurance. High-populated states such as New York and California have the highest enrollment numbers, data shows.

The U.S. Department of Health and Human Services (HHS) state-by-state exchange activity table shows that the exchanges now have about 1.1 million enrollees who can use the exchanges to shop for private coverage and 326,130 who can use government subsidies to shop for coverage.

By way of comparison, the popular, well-established eHealthInsurance.com private exchange website has about 1.1 million members.

News organizations have no way to verify the completeness or accuracy of the data, and the way HHS designed the trouble-plagued HealthCare.gov enrollment system for the Patient Protection and Affordable Care Act (PPACA) exchanges it runs may have skewed the results.

Originally, consumers had to create an application just to see what health plan options were available in their states. Some consumers — and some agents, brokers and others who simply wanted to see what was available on the site — may have created accounts, or tried to create accounts, simply to get access to their states’ plan menus.

In other cases, glitches or user errors may have created duplicate accounts for the same individuals. 

New York, which has a state-based exchange, has 134,897 approved private “qualified health plan” shoppers. California, another state with a state-based exchange, ranks second, with 93,663 approved QHP shoppers. Florida, an HHS exchange state that has been hostile to the exchange program, has 93,456 approved QHP shoppers, and Texas, another anti-PPACA HHS exchange state, has 80,960 approved QHP shoppers.

One difference between the HHS and state-based exchanges is the percentage of applicants who qualified for federal exchange subsidies, or for Medicaid or other government health plans.

At the state-based exchanges, just 23 percent of the applicants with approved applications qualified for QHP subsidies, but 41 percent of all people who applied for coverage qualified for Medicaid or Children’s Health Insurance Program coverage.

At the HHS exchanges, 34 percent of the approved QHP shoppers qualified for subsidies, but only 18 percent of all applicants qualified for Medicaid or CHIP coverage.

EXCHANGE ACTIVITY
   

People who can:
 

# of people

Join a QHP

Get a subsidy

Join govt. plan

California

192,489

93,663

N/A

79,519

Colorado

45,575

36,335

8,742

N/A

Connecticut

18,815

12,325

6,807

6,490

District of Columbia

N/A

N/A

N/A

N/A

Hawaii

2,379

1,156

N/A

N/A

Kentucky

76,294

39,207

13,201

28,676

Maryland

N/A

3,498

2,638

5,923

Massachusetts

N/A

N/A

N/A

N/A

Minnesota

31,447

21,532

6,759

9,166

Nevada

14,819

N/A

N/A

5,710

New York

N/A

134,897

34,267

23,902

Oregon

N/A

190

N/A

425

Rhode Island

9,581

3,326

2,086

3,447

Vermont

5,540

3,341

1,078

1,411

Washington

119,309

29,503

13,375

48,196

ALL STATE-BASED EXCHANGES

516,248

378,973

88,953

212,865

Idaho

10,573

7,733

3,305

1,597

New Mexico

7,529

4,249

1,549

3,552

Alabama

20,840

14,696

4,910

2,262

Alaska

2,203

1,606

598

368

Arizona

32,897

20,741

7,156

11,339

Arkansas

14,059

6,123

2,279

7,430

Delaware

3,491

2,204

674

1,200

Florida

123,870

93,456

29,637

12,887

Georgia

56,783

41,426

12,757

7,709

Illinois

56,636

35,802

11,603

19,447

Indiana

31,979

19,093

7,890

11,305

Iowa

10,884

6,104

2,079

4,490

Kansas

12,205

9,087

3,009

1,718

Louisiana

14,163

10,294

3,277

1,460

Maine

6,497

5,061

2,116

623

Michigan

44,025

34,197

12,468

4,978

Mississippi

8,204

5,822

1,662

925

Missouri

27,911

20,121

7,111

4,157

Montana

5,205

3,815

1,711

457

Nebraska

9,973

7,453

2,967

2,295

New Hampshire

7,817

5,767

2,016

1,643

New Jersey

42,372

23,985

8,082

17,460

North Carolina

57,653

42,110

15,051

7,404

North Dakota

1,845

1,180

370

585

Ohio

45,128

34,374

11,866

7,535

Oklahoma

14,169

9,952

1,432

2,412

Pennsylvania

57,674

43,966

15,497

3,788

South Carolina

20,980

15,257

4,973

3,112

South Dakota

3,081

2,279

822

525

Tennessee

33,230

24,334

8,573

4,089

Texas

108,410

80,960

25,520

11,682

Utah

14,580

9,318

3,883

4,816

Virginia

42,341

32,534

9,333

4,088

West Virginia

7,096

3,442

1,268

3,103

Wisconsin

34,678

22,038

8,911

10,736

Wyoming

2,654

2,040

822

219

ALL HHS EXCHANGES

993,635

702,619

237,177

183,396

EXCHANGE TOTAL

1,509,883

1,081,592

326,130

396,261

See also:

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