We often fantasize about what we would do were we to hit the lottery. And while defiantly stomping out the workplace and buying all your friends and family new cars are enjoyable ways to pass the time, there are more important decisions to make if you  were win the lottery, namely, how to collect your new-found riches: The annuity option of the lump sum? Here is a breakdown of how each can work for you. Happy daydreaming! 

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