If you’re morally opposed to the mere existence of the Patient Protection and Affordable Care Act (PPACA) exchanges, you might well be right. I wish I could wave a magic wand and create an independent republic in which you could live free from government interference in health insurance. That might be a very nice republic. This article is probably not for you.
If you think that, for good or for ill, the PPACA exchanges and comparable private exchanges will never really open, you could be right. This article is probably not for you.
If you think that the exchanges could last for a while, and you’re open to the idea of the insurance industry working with them, why not try to use the exchanges to educate consumers about products other than health insurance?
Maybe insurance trade groups could start by getting a little information about disability insurance on the exchange websites.
The government is talking about the state of being uninsured as if the only way to be uninsured is to lack health insurance. But really, the lack of disability insurance is probably more likely to produce extreme problems than lack of health insurance.
If you lack health insurance, you may get lousy, inconvenient health care, but chances are that you’ll get some sort of health care. The homeless people who live on the sidewalks near the LifeHealthPro.com offices seem to get a lot of health care.