Companies promising to help health insurers, benefit plan administrators and provider groups improve coordination of care may be even more visible at AHIP Institute 2013 than they were at the 2012 meeting.
Today, as America’s Health Insurance Plans (AHIP) kicks off its annual meeting in Las Vegas, insurers and plan administrators are more convinced of the likelihood that the Patient Protection and Affordable Care Act of 2010 (PPACA) will start to take effect more or less as written.
- Requires insurers to hold sales and administration costs for individual and small-group plans to less than 80 percent of revenue.
- Punishes hospitals that find that many of the patients they discharge soon return to the hospital.
- Encourages Medicare to experiment with many new methods for reimbursing providers, such as “patient-centered medical home” programs and “accountable care organization” (ACO) programs, to encourage providers to do more to work together to increase the efficiency of health care.
- Exposes many insurers, especially insurers in states that have been flexible about use of medical underwriting, to the possibility that they may see big increases in the number of high-risk and very sick people that they cover in 2014, because of provisions that will eliminate insurers’ ability to use personal health information in the sale of coverage and restrict insurers’ ability to use personal health information other than age in the pricing of coverage.
- Creates new risk-adjustment mechanisms for individual and small-group plans that could reward plans that do a good job of increasing the efficiency of health care for patients who, in the beginning, appear to be high-risk patients.
Some vendors are making major plays to sell AHIP members entirely new information technology systems.
DST Health Solutions, for example, is pitching its Exeter 1.0 “next-generation enterprise payer platform.”
DST is not actually promising that the system will help with the Borb, but the system was developed with a modular approach, in an effort to reduce the risk involved with replacing core systems, and it should be nimble enough to help insurers “securely and rapidly exchange information with external channels,” the company said.
Other companies exhibiting at the AHIP meeting are focusing more narrowly on plan-to-provider connections, and especially data connections designed to support the new provider reimbursement arrangements associated with the care coordination programs.
Inovalon Inc., a company that works with Florida Blue, will be talking about steps insurers can take both to improve quality and to improve the accuracy of enrollee risk scores, to increase the odds that they will do well in PPACA-related programs.