Are you going in for knee surgery? Your medical records could be bunched and sold by the hospital to researchers. With the advent of state exemptions from federal regulations regarding discharge data, we are living in a brave new world; a world where cash-strapped hospitals and information-hungry research firms are profiting from our medical records.
The IRS still has the authority to impose fines on nonfilers.
Insurers have may defenses. One problem: The bad guys know about the defenses.
The law affects access to policy loans for insureds who are getting LTC-related accelerated death benefits.
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