State governments that decide not to set up their own Patient Protection and Affordable Care Act (PPACA) exchanges have to decide just how much they want to cooperate, or not cooperative, with the “federally facilitated exchanges” (FFEs).
Martin Swanson and John Paul Sabby, policy specialists with the Nebraska Department of Insurance, talk about some of the choices facing non- “HIX” states in a presentation posted on the department website.
PPACA requires all states and the District of Columbia to have exchanges, or health insurance supermarkets, open for business Oct. 1.
In a state that decides not to set up its own exchange, the U.S. Department of Health and Human Services (HHS) is supposed to set up an FFE.
PPACA also sets many new standards for non-grandfathered plans that take effect on or after Jan. 1, 2014.
The drafters of PPACA have written the law in such a way that states can be tougher on insurers than PPACA requirers but usually cannot block implementation of a PPACA requirement, the Nebraska officials said.
The “assumption is that the state will enforce federal rules,” the officials said.