How the NFL’s blown call fiasco will boost your retirement security

Whew! It’s over. The labor dispute between NFL owners and referees has been settled. No longer will fans worry that an inexperienced replacement ref will blow a call and cost their favorite team a win. But what started the battle goes to the heart of how retirement is funded in the U.S. The regular refs balked when owners wanted to switch their traditional, employer-sponsored pension to a 401(k) plan. Maybe that’s because the refs knew that 401(k)s have generally been a loss for Americans trying to build retirement savings.