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June 25, 2012 at 12:47 AM
The American Association for Long-Term Care Insurance (AALTCI) says about 75% of the new long term care insurance (LTCI) policies sold last year were purchased by individuals ages of 45 to 64.
About 56% of new buyers of individual LTCI policies were ages 55 to 64, and 22% were ages 45 to 54.
Jesse Slome, executive director of AALTCI, Westlake Village, Calif., says he believes the prime years for consumers buys LTCI coverage are from 52 to 64.
“That is the age when costs are more affordable and the individual is still more likely to health qualify for insurance protection,” Slome says.
