Methods to stimulate the economy are a dime a dozen these days, and most involve at least one of the usual suspects: tweaking taxes, or something to help out big corporations and Wall Street. What if something could be done on the retirement planning landscape to empower individual savers and investors, which would then spur the economy? Simplifying qualified retirement plan names and rules could help investors better understand and manage their savings. Allowing investors to own and occupy real estate within retirement-based accounts could get the housing market moving. Permitting investors to use their retirement accounts to start or buy a business could have an impact on the unemployment rate, too. Such ideas could transfer trillions of dollars in purchasing power to the largest segment of the economy: the consumer.