Recently, one of our annuity experts, Sheryl Moore, wrote an interesting column—The Skinny on Fat Annuity Fees. Not only did we love the attention-grabbing headline, but it got advisors talking as well. One of those advisors is Michael Ham, who I tracked down via Skype for this insightful video interview. If you would like to be interviewed via Skype or have general thoughts on controversial topics, send me a note at dwilliams@sbmedia.com. I look forward to hearing from you.