It’s not easy saving for retirement these days. In 2011, with memories of the 2008 market meltdown still fresh on their minds, retirement investors saw a gut-wrenching roller-coaster ride that ended with a flat return for the U.S. stock market. So, what’s a savvy investor to do? Experts from some of the largest mutual fund and retirement investment providers in the United States urged investors to keep their long-term focus in mind and to still leave room for stocks in their portfolio despite 2011’s choppy ride.
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