In the debate over health reform, that’s a lot of crystal ball gazing over whether employees will continue to offer health insurance, or send their employees to the new health insurance marketplaces where many could purchase subsidized coverage. While employers would get fined for not providing coverage, those fees would pale in comparison to the cost of paying for employee health benefits.
For indexed universal life buyers, chronic illness riders are more popular.
Many clients have little or no protection for their ability to earn a paycheck.
Most of the rest of the country looks good. But what happened to Idaho?
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