Close Close
Popular Financial Topics Discover relevant content from across the suite of ALM legal publications From the Industry More content from ThinkAdvisor and select sponsors Investment Advisor Issue Gallery Read digital editions of Investment Advisor Magazine Tax Facts Get clear, current, and reliable answers to pressing tax questions
Luminaries Awards

Retirement Planning > Retirement Investing

How to Get Your Retirement Back on Track (SmartMoney)

Your article was successfully shared with the contacts you provided.

2011 was a tough year for investments, but consumers could have opportunities to rebound in 2012. SmartMoney’s Glenn Ruffenach offers five tips for maximizing your returns over the next 12 months: examine benefits plan fees; take advantage of low interest rates to pay down debt; make gifting plans early, before time is up on the Tax Relief Act of 2010; watch for increased Medicare taxes, then build a plan to soften this blow; and, finally, one bit of advice that may be good to keep in mind well beyond 2012: find an investment allocation you’re comfortable with and then stay the course. Why? In a rocky market environment, research shows that investors who stick with their allocations — stocks included — fare best.