For consumers looking to buy longevity insurance (a product that will guarantee annual payments of a specified amount once you reach a specified age), it’s critical to consider both inflation and interest rates. Both can make or break the true value of your investment.

But, even if a policy holds up favorably under inspection, it still may not be the best fit for a client’s investment needs. Longevity insurance appeals to clients because of its security, but many investment advisors recommend considering other products that will provide that same security, while removing the risk that you may die before you collect.

Read the story.