Earnings: MetLife, Genworth, Ameriprise, Symetra, Aflac, Assurant, CNO, Delphi, WellPoint, Aetna, EHealth

2Q 2010 Results

NET INCOME: $581 million

REVENUE: $5 billion

- Aflac, which has major cancer health insurance and medical insurance operations in Japan, benefited from a stronger yen-dollar exchange rate.

- The company notes that the risks it faces include “catastrophic events including, but not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis and radiological disaster.”

- Despite the effects of the Great Tohoku Earthquake and resulting tsunamis, new annual premium sales in Japan increased 6.6%, to the equivalent of about $467 million.

Assurant Inc., New York (NYSE:AIZ)

2Q 2011 Results

NET INCOME: $166 million

REVENUE: $2.1 billion

2Q 2010 Results

NET INCOME: $165 million

REVENUE: $2.1 billion

- The Assurant Employee Benefits unit saw slower disability recovery rates and less favorable life insurance loss experience.

- The reserve discount rate for new long-term disability insurance claims was lower.

- The Assurant Health insurance unit says the minimum medical loss ratio (MLR) provision of the Patient Protection and Affordable Care Act of 2010 (PPACA) are affecting operating results. The provision requires health insurers to spend at least 80% of individual and small group premiums on health care and quality improvement efforts or else pay rebates. Assurant Health set aside about $17 million to prepare for the possibility of having to pay rebates, Assurant says.

- Also at the Assurant Health unit, “expenses continued to decline as a result of organizational and operational changes.”

Delphi Financial Group, Wilmington, Del. (NYSE:DFG)

2Q 2011 Results

NET INCOME: $35 million

REVENUE: $469 million

2Q 2010 Results

NET INCOME: $50 million

REVENUE: $417 million

HEALTH

WellPoint Inc., Indianapolis, Ind. (NYSE:WLP)

2Q 2011 Results

NET INCOME: $702 million

HEALTH PLAN MEMBERS: 34 million

REVENUE: $15 billion

2Q 2010 Results

NET INCOME: $722 million

HEALTH PLAN MEMBERS: 33 million

REVENUE: $14 billion

- WellPoint is seeing higher membership growth and adverse selection in some Medicare Advantage products.

Aetna Inc., Hartford (NYSE:AET)

2Q 2011 Results

NET INCOME: $537 million

HEALTH PLAN MEMBERS: 18 million

REVENUE: $8.3 billion

2Q 2010 Results

NET INCOME: $491 million

HEALTH PLAN MEMBER: 19 million

REVENUE: $8.5 billion

- Commercial medical enrollment fell 2.5%, to 17 million.

- Enrollment in medical plans that incorporate personal health accounts increased 8.3%, to 2.4 million.

DISTRIBUTION

EHealth Inc., Mountain View, Calif. (NYSE:EHTH)

2Q 2011 Results

NET INCOME: $2.7 million

REVENUE: $36 million

2Q 2010 Results

NET INCOME: $3 million

REVENUE: $36 million

- Health runs the eHealthInsurance.com website.

- Submitted applications for individual and family products fell to 101,600, down 13% from the total for the second quarter of 2010.