EBRI: Target-Date Fund Use
Data from the EBRI/ICI 401(k) database for 2007-2008 show that 401(k) plan participants who use TDFs have a very high likelihood (94 percent) of remaining in these funds the following year.
Future growth can be expected in TDFs as participants in target-date funds remain in these investments, and as new participants sign up for them voluntarily or through a default option.
Fidelity Finds Younger Investors Taking Advantage of the Roth IRA Conversion Opportunity
Fidelity Investments has released an analysis of households that have completed a Roth IRA conversion. In a year-over-year comparison, Fidelity is seeing a significant shift from older to younger investors making Roth IRA conversions.
Weighing income Annuities versus an income-producing Portfolio
Financial advisor Charlie Farrell explains why he believes an income-producing portfolio is a better solution than an income annuity in an article by Mark Miller.
Lawmakers Seek to Extend Income as Retirees Outlive Savings
Bloomberg’s Margaret Collins reviews the issues surrounding the discussion of whether defined contribution retirement plans should include an income option.