The Principal Financial Group, Des Moines, Iowa, has introduced Voluntary Long-Term Disability Employee Choice for income protection, in response to results from the Principal Financial Well-Being IndexSM that shows that 66% of American workers are very concerned about their long-term financial future.

Employees now have two choices for long-term disability coverage: a basic and enhanced version. Both provide sufficient protection so living expenses are covered in the event of a long-term disability.

Brokers sit down with the employer to create two different long-term disability benefit designs that generate affordable options for their employees. At enrollment, employees select the coverage that best fits their needs and their budget. Because both policies are group voluntary coverage, employees receive a lower group rate and the convenience of paying for their benefits through payroll deduction. To make the process easier, The Principal provides several choices for voluntary benefit education and enrollment including online enrollment which reduces paperwork and administrative expense for the employer.

For more information, visit www.principal.com.