Unum Group Corp., Chattanooga, Tenn., finds that 99% of individuals who bought a long term care policy in 2008 purchased some type of home care.

Unum’s 4th annual study of its own internal data also found that women represented 52% of LTC insurance purchasers.

Other key findings of Unum’s analysis:

–The average age of a group LTC policy is 43.

–85% of new group LTC cases were employer-funded.

–The top 5 industries purchasing group LTC insurance are law firms, physicians, insurance brokerages, management consulting services and financial services.

–53% of those employers have 250 employees or fewer, continuing the trend of small to mid-size businesses willing to offer this benefit.

–The top 5 states where LTC insurance is purchased are California, Wisconsin, Illinois, New York and Missouri.

Citing LIMRA data, Unum says it holds 77% of the group LTC market and has ranked first in in-force cases and insured individuals for the past 4 years.