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Ohio Changes Privacy Rules

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The Buckeye State will be implementing new insurance policyholder personal information protection standards Nov. 2.

The Ohio Department of Insurance will be requiring insurers to report any loss of policyholder information to the department within 15 days of the discovery that the information has been lost or stolen, officials say.

The department is defining “personal information” to include an individual’s name – including a first initial and last name — in combination with a Social Security number, a driver’s license number, a state identification number, or a bank, credit, debit card or account number.

“Loss of control” will mean “the unauthorized access to, unauthorized acquisition of, or disappearance of any personal information, including with respect to computerized data the unauthorized access to and/or acquisition of that computerized data that compromises the security or confidentiality of personal information,” officials say.

The reporting procedures will apply to agents appointed by an insurer as well as to insurers.