A unit of UnitedHealth Group Inc. has introduced two short-term medical products and started selling dental and vision products in more states.
The unit, Golden Rule Insurance Company, Indianapolis, says the new Short Term Medical Plus Plan and the new Short Term Medical Value plan will be available in 19 states.
The plans will provide 1 month to 12 months of coverage in Alabama, Florida, Iowa, Illinois, Maryland, Missouri, Mississippi, Nebraska, Oklahoma, Pennsylvania, Tennessee, Texas and Wisconsin.
The plans will provide 1 month to 6 months of coverage in Arizona, Indiana, Michigan, Ohio, and Virginia.
Availability of consecutive use of short-term plans and additional months of coverage will depend on individual state laws.
The Short Term Medical Plus plan offers a per-term deductible between $250 and $10,000:
The Short Term Medical Value plan offers a per-cause deductible between $250 and $5,000.
Even before the deductible is paid, the plans provide access to the provider network run by United HealthCare, another unit of UnitedHealth, Minnetonka, Minn., Golden Rule reports.