Americans’ pessimism about their financial security seems to be decreasing.

The Financial Security Index fell 0.3 points, to 64.6, in June.

Country Financial, Bloomington, Ill., the company that developed the index, says the decline is the smallest it has recorded since October 2008.

Country bases the index on results from a quarterly telephone survey of 3,000 Americans.

Although 45% of the Americans surveyed for the index in June said their level of financial security is getting worse, that is down from 49% in April.

The percentage of participants saying their overall financial security is excellent or good rose 2 points, to 39%. The increase in that indicator is the first Country has recorded since August 2008.

Other findings:

- 24% of consumers polled were not confident they could pay their debts, up from 18% in April.

- 52% were unable to set aside money for savings or investments, up from 50%.

- 63% are confident about their ability to send their children to college, up 4%.