o Unemployment feature–for a specified time, little or no additional costs, available without underwriting
o Grace period–extensions (i.e. 30 days) with additional time to stay on current contracts
o Temporary price reduction—Non-smoker rates for smokers
o One-class premium improvement
o Persistency enhancements
o Rate crediting bonuses at pivotal durations
o Premium rebates
Don’t forget you can visit MyAlerts to manage your alerts at any time.