Bob D., 57
Battle Creek, Mich.
“I haven’t put much thought into that, but I suppose I should. I’ll probably just start with the money from my 401(k), but I should really talk to someone about what I should do with it when I retire. I think you get the money all at once, so I’ll need to put it into some sort of investment that lets me take cash out when I need it.”
James G., 62
“I worked for the state for 40 years, and only got raises when the taxpayers said so. I held out for such a long time because working for the state, I’m lucky enough to have a pension, and it’s pretty sizable since the state would match by varying degrees each year. That’s what I’ll retire on.”
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