Many U.S. workers say they are too confused about disability insurance to buy the product.
Researchers at Hartford Financial Services Group Inc., Hartford, have published figures supporting that conclusion in a summary of results from a recent survey of 971 U.S. adults ages 18 to 64.
About 76% of the participants said they understand that they are more likely to suffer an injury or illness lasting for 3 months to 6 months than they are to win the lottery – but 24% said they believe they are more likely to win the lottery.