Even though U.S. individual life insurance sales were down during the first half of the year, individual life premiums collected were up.

The total number of new individual life policies sold was 1% lower in the first half than in the first half of 2006, but the premiums generated by new individual life policy sales increased 2%, according to LIMRA International, Windsor, Conn.

LIMRA researchers have based the first-half life sales estimates on results from a survey of 78 life insurers.

One-third of the participating insurers reported first-half life sales increases of 10% or more, and 15% reported double-digit drops in sales, LIMRA says.

First-half sales were up 3% for universal life, 4% for variable life, 5% for whole life and 8% for term life.

First-half sales were down 8% for variable universal life.