Mutual of Omaha Insurance Company has started selling the Whole Life Express insurance policy.

The policy comes with a simplified underwriting system and is available to consumers up to age 85 in most states, according to Mutual of Omaha, Omaha, Neb.

The maximum death benefit is $50,000.

The policy matures at age 100. If the insured keeps the policy in force till age 100, Mutual of Omaha will pay the face amount back to the insured, the company says.

Mutual of Omaha is responsible for backing the product guarantees.