Husbands and wives approaching retirement often have different views of their financial plans, researchers report.

More than 30% of husbands and wives gave completely different answers when asked about the age at which they plan to retire, what lifestyle they expect to have in retirement and whether they intend to continue working after retiring from their regular jobs, according to Fidelity Investments Inc., Boston, which sponsored the survey.

The survey included 500 married baby boomer and Silent Generation couples. The spouses interviewed were all born between 1937 and 1964.

Although most couples agreed that workplace savings plans, pensions and Social Security would be their top sources of retirement income, just 39% of the husbands and wives agreed upon which potential source would be their main source of income.

When asked to identify the advisor the other spouse would turn to for financial guidance in the event of the survey participant’s death, 58% of couples failed to give matching answers. Moreover, 22% could not even agree on whether they use the services of a financial advisor to help them plan for retirement.