The Minneapolis-based U.S. life insurance operations of ING Groep N.V. have formed an alliance with Capital Management Strategies Inc.

The ING units will encourage producers to use premium financing services from Capital Management, Newport Beach, Calif., according to ING, Amsterdam.

The Capital Management financing programs are designed for estate planning and business planning clients who have a high net worth but do not want to liquidate assets to pay for life insurance.

One program offers a loan that matures at the death of the insured, ING says.

ING will be promoting the Capital Management program through its Web site, its illustration tool and 2 online training programs, ING says.