Integrity Life Insurance Company has introduced the Guaranteed Return Plus guaranteed minimum accumulation benefit.

The rider is now available with Integrity’s AnnuiChoice and PINNACLE variable annuities, according to Integrity, Cincinnati, a unit of Western & Southern Financial Group.

Purchasers can allocate annuity assets to 1 of 3 exchange traded fund of fund portfolios.

The conservative fund of fund guarantees 125% of the assets invested; the moderate fund of fund guarantees 115% of the amount invested; and the aggressive fund of fund guarantees 100% of the amount invested. If the value of a fund’s contributions is less than those minimums after 10 years, Integrity will credit an amount up to the benefit guarantee.

Integrity is responsible for backing the product guarantees, the company says.

CORRECTION: An earlier version of this article gave an inaccurate description of the GMAB guarantees.