Close Close
Popular Financial Topics Discover relevant content from across the suite of ALM legal publications From the Industry More content from ThinkAdvisor and select sponsors Investment Advisor Issue Gallery Read digital editions of Investment Advisor Magazine Tax Facts Get clear, current, and reliable answers to pressing tax questions
Luminaries Awards

Life Health > Health Insurance > Life Insurance Strategies

New Hampshire Creates Student Health Mandate

Your article was successfully shared with the contacts you provided.

The Granite State has become the latest state to expand young adults’ ability to continue to get health coverage through their parents.

New Hampshire Gov. John Lynch has signed H.B. 37, a bill that will create “Michelle’s Law.”

The law will affect young adults who qualify for dependent status on their parents’ policies only because they are full-time students. State-regulated health insurers will have to keep up dependent coverage for a covered student if the student loses full-time student status because of a serious illness or injury.

The new law will affect only “5 to 10 people per year, at most,” says Rep. Will Infantine, R-Manchester, N.H., the bill sponsor.

But, for the individuals affected “the effect will be significant,” Infantine says.

The law should not hurt health insurers, because the benefits continuation requirement will affect so few people and college students are in one of the better demographic groups for health care, Infantine says.

Key supporters of H.B. 37 have included the family of Michelle Morse.

Morse, 22, was a student at a New Hampshire college, Plymouth State University, when she was diagnosed with colon cancer. She discovered that she could not take a leave of absence and still afford chemotherapy.

Morse died in November 2005.

New Hampshire is one of several states that have considered Michelle’s Law bills. Other states that have adopted versions of Michelle’s Law in recent months have included Colorado, Delaware and New Jersey.


© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.