The findings we discovered for the mass affluent are contradicted by the few wealthy respondents who were in our groups. These people had an entirely different view of retirement investing. They were relaxed. Their body language was different. They settled into their chairs and spread out a bit. They watched the proceedings with a detached air.
They clearly were not worried. There was no tension for them. They clearly had enough money to meet their needs. The 401(k) assets were seen almost as play money–extra funds that could be used on discretionary items or given to children. In fact, their 401(k) rollover amounts were small compared to their overall wealth.