Insurance Fraud — Anything But A Victimless Crime
It always amazes us to learn that a substantial percentage of Americans believe its okay to rip off their insurance company. Perhaps these are the same folks who think its “expected” to stroll from movie to movie in a multiplex on a single ticket, or sign up for free giveaways like T-shirts or bobblehead dolls at the ballpark in return for a new credit card, knowing they will cancel the card when it arrives in the mail.
In any case, insurance fraud is seen as a minor transgression–and its probably added into the cost of policies anyway, people rationalize.
The cost might be built in all right, but the result is higher premiums for everyone. Its time for the industry to really hammer that message home.