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A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
May 19, 2003 at 08:00 PM
NU Online News Service, May 19, 2003, 4:35 p.m. EDT – John Hancock Financial Services Inc., Boston, says it has redesigned its Revolution variable annuity line.
The new annuities, Revolution Value II and Revolution Extra II, now offer accounts that guarantee a fixed rate of return for one year at time of deposit, Hancock says.
The guarantees will be backed by the Hancock subsidiary that writes the annuities.
Hancock is also offering a new, optional death benefit feature that lets a client use a contract’s highest anniversary value as the death benefit amount, so that the client can lock in past investment gains for the beneficiary.
Clients who are willing to pay extra for flexibility can choose a three-year withdrawal charge period, and all buyers will get Hancock’s CARESolutions feature. The feature eliminates withdrawal charges if the annuity owner or spouse enters a nursing home or is diagnosed with a critical illness.
Hancock will be selling the new Revolution annuities through independent brokers, financial planners, broker-dealers, banks and its own career agents.
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