AmerUs American Executive
Moderate premium levels; low face amounts; favorable early cash values; termination dividends.
AmerUs Special 98
Low premium levels; favorable cash accumulation or paid-up insurance for retirement.
Canada Life LP 98
Designed for low premium market with maximum death benefit.
General American Whole Life 100 (96)
Strong historical performance; guaranteed survivor purchase option (GSPO) grants up to 5 insureds right to acquire additional insurance without evidence of insurability at death of the primary insured.
Guardian Whole Life 100/1000 & Whole Life Paid Up at 96
Enhanced accelerated benefit (chronic and terminal illness) and enhanced PUA rider for flexible premiums; strong historical performance.
Lafayette Life Graded Premium Whole Life (levelized)
A 15-year increasing premium product; levelized version with a non-guaranteed level premium slightly higher than the first year premium through a flexible premium PUA rider; term alternative.
MassMutual Financial High Early Cash Value WL
Designed for asset protection to businesses: deferred compensation, split-dollar, key employee coverage, buy-sell agreements, and Section 162 plans.
MassMutual Financial Whole Life
Designed for low-
MONY Whole Life
Wide range of size banding; full complement of riders, including maturity extension and enhanced accidental death benefit; purchase option rider guarantee future increases regardless of changes in health.